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The Texas lawsuit accuses Allstate and its data broker subsidiary of gathering extensive geolocation data from over 45 million individuals. This data, which ostensibly tracks driving patterns and behaviors, is being used to adjust insurance rates—often without the clear consent of the consumers involved. Highlights of the lawsuit include allegations that Allstate used collected data to identify factors such as hard braking events and whether consumers were distracted while driving, such as checking their phones, to modify insurance premiums.