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While retirement at sea holds much appeal, potential retirees must consider healthcare options. Most cruise ships have doctors on board for basic needs, but the reality is that dealing with more complex health issues away from home can be challenging. Retirees are advised to consult with their home doctors to ensure they are prepared for life aboard, especially regarding necessary medications and ongoing healthcare needs.
Travel insurance emerges as another critical element in ensuring a smooth transition to this lifestyle, albeit at potentially high costs. Furthermore, tax obligations don’t disappear just because someone is sailing the seas; U.S. citizens must still pay taxes regardless of their location, a fact often overlooked by newcomers to this lifestyle.