This is excellent news ! I totally support the idea of starting small and local.
If HBD gets onto places like Binance or Coinbase, I feel it becomes too open to speculators and manipulators.
However, although I love the 20% APR return on HBD, in the long term I feel that it needs to be reduced. All the time the return is that high, people will prefer to hold onto it to get the earnings, which acts as a disincentive to converting it into a day-to-day medium of exchange.
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