Saving up money does no good if it's not put into investments. I agree, crypto or stock investments are better for kids than opening a savings account for them. It's only enlightenment that will make Germans adopt this kind of mindset. Otherwise the high level of inflation will cancel out their saving efforts. Thanks for writing and happy holidays.
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However, Germans are always being told that cryptocurrencies are a scam and shares are dangerous. It's also logical... the banks earn a lot more from citizens with building society contracts and call money accounts instead of educating them about shares or cryptocurrencies.