Money is indeed a means to an end and not the end itself and the ability of money to solve problems for those who possess it is seriously limited. This is because of the unlimited nature of human wants. We just have to be satisfied with how much we have because no one can ever satisfy all his wants. I hope you are able to come out of the financial despondency you're currently in. Just keep doing your best it's going to work out fine.
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Yes, I'm glad you also see it this way. Thanks for your kind words, I hope I'm able to overcome them.