That's one of the strong points of web3, it's unhackability. Unfortunately it also presents a weak point, the irretrievability of accounts when keys are lost. The best way is to securely store the keys upon creating an account. I think on a platform like hive, this should be one of the most important things that should be told people we are onboarding: Only you can hold the keys and by that no one else can access your account but if you lose them no one can help you recover them. I think it's better if web3 remains that way.
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You're right. The advantage presents a downside as well. However there can never be a perfect web, this I've always pointed out. Web3 sells security and privacy and that's its strongest suit. Although it tends to want to make people extra careful and I think that's the price to pay.