I actually believe that the idea of Bitcoin and other cryptos needing to be exchanged for fiat to make them useful will not be necessary in the future. Isn't that the biggest advantage of crypto at the end of the day. Being able to transfer from one to the other with no middle man?
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I agree with you there, it's not about exchanging it for fiat its about how much goods and services it can produce, that's what makes it worthwhile, like with HIVE each day the new HIVE created generates new content for the site, that's what crypto needs to do, to get people do exchange goods and services not only speculate on purchasing power
Hopefully we get there when its a big enough market cap