Do not worry my friend, regulations do not matter anymore. Privacy coins and PriFi (private DeFi) cannot be stopped. Haven Protocol brings PRIVATE stablecoins into the crypto world for the first time, and it has an exchange built in at the protocol level: permissionless, private, decentralized swaps...amazing. Even if every exchange bans it, it will still work just fine.
And Haven and and Monero are both being added to Thorchain, which will give them a direct bridge to DeFi with the other major coins. Plus Secret Network has it's own chain with a public and private side, and when you send to the private side you can do DeFi in private without your history and wallet being on display for the world to see. And there are also projects in the works with 100% private DeFi with no public/private sections, where it will be 100% private by default as well.
Haven + Thorchain + Secret = unstoppable PriFi (private DeFi ecosystem).