Threads are for every kind of topic: Memes, pictures, thoughts, polls, rants, finance... everything, but on short form (240 characters).
The Finance part is for long form posts (normal posts), but you can post anything about everything on Threads!
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Got it, micro-blogging, monetization should not matter to those who post often I guess ?
It's micro-monetization, people use it for fun and to engage and then there is a little bit of rewards for each thread, but it improves the way users see content creation on hive, where they do it because they like it and then get rewards, but they don't create content for the rewards alone.