The dollar coins come in 1000usd boxes, if you have a couple thousand dollars sitting in the bank, one would do better with those thousands in boxes in the closet, imo.
Not only can the bank not close with your money in it, but when the change over occurs, the coins should assume the new value.
Gathering them would be a logistics nightmare, there are thousands of tons of coins out there, mostly in the fed banks.
Not many people with change jars nowadays.
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