We all passed through been a newbie and be with insufficient RC's was something of every day. It's good to see that you care about that people too are new in Hive and that gives a lot of value to the platform, it's very admirable.
Use some to make some investments for the future. First will like to invest on hive (blog) and steemit (platform) and also invest on others investments.
btw, it would be better to put those investments only on Hive xD