Having health insurance is a must in today’s environment of skyrocketing medical costs. It safeguards you and your family from the financial burden of unexpected hospital treatments, surgeries, or chronic illnesses.
Having health insurance is a must in today’s environment of skyrocketing medical costs. It safeguards you and your family from the financial burden of unexpected hospital treatments, surgeries, or chronic illnesses.
Depends where you live.
Here basic insurance is mandatory - and covers all essential health services. For having premium insurance you don’t get better threatments/hospitals - most of the times it just works as a savingsaccount.
for example my oldest will get to the orthodontist from januari 2026.
I am taking a premium insurance for that (+/- 35 / month - 1 year waiting before you can claim)
.
It covers 80% up to €2k / year (means 24 months premium = €840 to get €1600 covered with own participation fee of €385,- so net benefit is only €375. For other premium services such as glasses its even worse