Many people tend to spend above their financial capabilities during the festive season and that make them to become so broke at January which tends to look like the longest month in the year.. lol.. but are they going to learn their lessons ? I doubt.. it is becoming a norm to some people and that is wrong..
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Well, we'll never learn, because the psychological need to enjoy oneself during this period is almost inexplicable. However, just a little financial decency can ulter this.