We all make those mistakes mentioned above. They are unavoidable. Living in expensive cities can't be avoided since it comes with its advantages as well. Such as better opportunities and the possibility of better livelihood.
Spending in excess is one thing that we can't deny. Even our parents did the same during the 20s and 30s.
Living in the city is not bad, because of the series of opportunities that's there but some people end up using their life savings to rent an apartment and end up borrowing to survive.
True talk. Borrowing to finance a lifestyle is very very bad. A less expensive apartment in a place closer to one's workplace is the best. If not, too much money will be spent on renting an apartment and transport at the same time. It's not easy jare. God will guide us.
Amen I know it's no easy but we just have to be self conscious.