As a homeowner myself, i too could feel the effects of rising interest rates. We just had a recomputation and our monthly mortgage sadly increased. What i like to add which some people may not be aware off is that during the early years of a home loan. 95% of a repayments value only goes to interest and not the principal amount.
For most yes. I think ours is different - I should do a post on what it is, putting in some basic numbers to show.
Would love to see that post once its out. Feel free to mention me. Im curious to see how it is in other countries.