I have to say that the major problem over here is lack of information! I cannot overemphasize on the damage that it has caused over time and the effect that is still to come as a result of it. You see over here, corruption and scheming is the order of the day and so everybody is sceptical of EVERYTHING! So combine that fact plus the misinformation or lack of information and you have a recipe for disaster.
Do you think that because of this circumstance, normal people are more likely to scheme themselves?
Not necessarily. There are a lot of factors involved i guess. Literacy, beliefs and even religion.
I count these things as part of the culture and there are large differences between the way people apply "rules" to their life. For example, one person could devote themselves to charity, the other could shoot and rob people in the street - each could have a silver cross hanging from a chain around their neck.