That's true. I guess I'm more stuck in the Fiat world where I know saying 20% payout of something was a classic red flag lol I totally get what you're saying but at any moment any one or more than one of those 4 value entry points can change. For example curation falls to 7%, premium subs slip or a bad month of payouts from ads. You can't or at least shouldn't guarantee the APR. (at least that's what I've heard from lawyers but I'm not lawyer)
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