That's what I love about Hive. No matter how bad the market is you are still earning. Take this post now is on 54.08 Hive. Put in time and effort and you will never be at a loss. Your only opportunity cost really is what you could have done if you were not drafting up the post. Gone are the days I have put any of my disposable income in crypto. I just let the crypto I have do its thing. Hive is great for not having to invest much but the returns are massive.
And the op cost is low, since when I draft I would probably be wasting that time otherwise :)
I still put small amounts in, but I now have enough I can trade crypto for crypto too.