Got the email too. I thought it would come because of the new users from UK news recently. But I didn't expect it to come this quick. Its not the end of the world. Like your said, it's just the convenience of it. Let me know if you find another option.
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Yeah, it sucks, but there will be other solutions...
My wife has a TAP card, which I have mentioned in the post... I don't like fees, but it works... https://www.withtap.com/card