But in terms of attraction, 3% is already higher than the likes of DAI for example so definitely still attractive to people as you say who dont want to "play" whilst ALSO benefitting the HIVE chain as a whole and helping the peg, I think it really is a win win x2
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on autovote, I get around 9% with my powered up hive. HBD at 3% is not really worth it in my opinion unless you plan on holding liquid tokens anyway. I think this may be good for exchanges that hold liquid tokens all the time.