Friday Finance 1/14/2022: DYOR

in LeoFinance3 years ago

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It is time again for another Finance Friday/Friday Finance. This is a series I started where I talk about random bits of financial stuff that I have seen, gathered, or experienced during the week. I hope as a reader you find it informational, entertaining, or both. I also hope it can generate some good discussion and edify the Leo community.

Holy cow! What a morning already. I really should have had this post written up about three hours ago, but I was busy helping Covid test the close contact students in our district. Thanks to the omicron variant, that means a lot more students are getting tested than we have seen in the past.

This is one of the rare cases where I don't have a lot of to say, but I what I do have to write about I don't have a lot of time to put down, so forgive me if this feels rushed as you read through it.

DYOR

As is usually the case, @taskmaster4450le wrote a really great post the other day about how some folks are suing some celebrities because they made a risky investment and it didn't pay off for them. As is very common these days, people aren't willing to accept the fact that sometimes the world just sucks. Instead, they need to blame someone, and since these celebrities shilled this particular token, they get the blame.

It got me thinking about all of the people who are on Twitter shilling tokens/coins every day. It also got me thinking about us here on Leo talking about this token or that token in any given post.

I don't see it as much as I used to, but I remember people used to throw out the disclaimer "this is not financial advice".

Feel free to argue with me about it, but personally I feel that statement is very false. In my mind what we talk about here is very much financial advice. Whether you intend it to be or not. This is Leo Finance, we are here to talk about... duh... Finance.

If you are someone I feel has a good handle on things and you shill or even mention a token, there is a good chance I am going to give it a second look. Maybe even invest in it. If things don't turn out and I lose it all. That's my fault, not theirs.

Like I said, I don't see the "Not Financial Advice" disclaimer like I used to, which is good, because I feel that DYOR (Do Your Own Research) is much more appropriate.

If I am influential and I am talking about a token or project, the onus should still lay on you to do your own research.

So that is my mini rant I guess you would call it. If you are still using the not financial advice, consider switching. If you are reading about some token or project, DYOR, even if they didn't tell you that. I am. Just do it.

Missing Out

The other day I was driving to my parents house and although the radio was on, my mind started to wander. I was thinking about cryptocurrency (of course), and for some reason my thoughts settled on one idea that I found very disturbing.

While it is probably normal for us to think about moon shots and those who have achieved big wins in crypto, I found myself thinking about those who will miss out.

Like I said, my mind was really drawn to the masses of people who think this is just a joke or isn't real. Those people who five years from now will be regretting the fact that they didn't pay more attention or didn't ask the right questions when I was talking about crypto.

Call it my empathetic nature, but my heart honestly broke a little bit. I started thinking of ways that I can do a better job of reaching out or letting people know about crypto, but I soon realized it isn't fully on me. People just aren't ready. They may never be ready, and that is quite sad.

Because we all know this is coming. I remember a long time ago we had a meeting at school when the avian flu was a big deal. There was a pamphlet the health department handed out that said "It's not a question of if, but of when".

Crypto is the same way. This train is already moving down the tracks. There may be obstacles, but there is not stopping it now.


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It's great to set aside a day for finances to give good advices from experience
Thank you guys

I think that is a valid difference. I think the do your own research portion will help out the people more.

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Hahah! Just a few days ago, I was wondering what those folks who bought Doge coin because it was hyped by SnoopDog/miaKhalifa would be thinking by now?. Would they see doge or crypto in general as a scam? I pitied for them because they believed in these celebrities influences. Also, I honestly thought ” this is not financial advice” doesn’t change shit anymore! In fact it’s being ignored these days.

I think the difference with Doge all leads back to Elon. It seems no one wants to mess with Elon... 😀

thank for information