I remember a long time ago I was lucky enough to get a credit card that had an interest rate of 9.99% or something like that. I held onto it until they finally changed it. It was my go-to card though. My wife and I had credit card debt when we first got together, but we were able to work hard and eliminate it after 3 years and we haven't had any since. It's scary how bad the debt rolls up on people and buries them!
yeah I’ve watched it ruin lives. Especially at 29%