At 5% 1.5 Mil would give me just about what my annual salary is. Of course I would like to earn more than that so I can do some fun things on the side, but some years it might be 6 or 7 percent and some years it might be 4. I don't think I am in an "oh crap" position by any means for my age, but my wife and I keep talking about the fact that we need to meet with someone to talk about where we are and what we need to do to be where we want to be. I have a feeling they are just going to tell us to keep doing what we are doing.
And charge you for the advice.
It will still give us some peace of mind.
Would be nice to have enough to earn and then, be able to live off "odd jobs" while travelling around the world. Work in a cafe for a month or two in Spain, another in France... keep getting to know new places. Or, even do it domestically and see all of the US.
My wife wants to get a school bus and turn it into a mobile office so she can do private practice counseling and we can drive to the people instead of making them come to us.