Okay, I was assuming it was a buyer to seller transaction with no middle man and the part I couldn't understand was why the seller would stake the down payment and allow the buyer to keep that interest as part of their payment. I mean if you are giving me 130k in HBD, I'd probably stake it for sure, but no way would I let you use the 20% towards what you owe me. I am guessing there are some details I am missing.
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No the seller is being cashed out in exchange for their house.
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