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ah yes , but I was talking about holding and staking $LEO earns a higher APR than HBD in savings

I'll have to read up about that, unless you mean the earnings received by delegating your HP to Leo.voter, of which there's a bit more to it than just holding and staking.

I get confused with all the different ways to earn here. It may be that at some point staked Leo was earning 16% and is no longer the case. Of that simply and all along it was as you said through leo.