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Sure! What I said is as true for that person as it is the richest person on the planet. Not sure I understand your point.

Its about "opportunity cost". Several billion people have no opportunities at all.
no opportunity - no cost ))

Ah. You misunderstand what "opportunity cost" means. It's not about social opportunities or "opportunities to get ahead."

https://www.netsuite.com/portal/resource/articles/accounting/opportunity-cost.shtml

They apply to everyone.

No, you didn't quite understand me. Do you really think you can give this man a lecture on financial literacy?

Maybe. Pretty pessimistic of you to assume that man can't learn some basics.

Not entirely sure how we've gotten from the idea of "no such thing as zero investment" to "bricklayers can't learn finance." 🤔

Oh my God, what does it have to "learn"? Do you really not know that beyond the golden billion there are several billion more people whose lives are radically different from yours?

I'm very confused as to why you think I'm unaware that people live in poverty. You seem to have wildly misinterpreted things here lol.

You can give this man any lecture, but if he stop carrying bricks now, then in the evening his children will go to bed hungry.

An unfortunate reality.

Still doesn't change the fact that:

  1. There's no such thing as "zero investment"
  2. Opportunity costs apply to this person, regardless of their lot in life

Those are the only points I'm trying to make.