That's the mistake a lot of people make but I don't blame them, most of them aren't educated enough financially to know the next step to take even if they get handouts from the government. It's a normal phenomenon here, when a politician is looking to get good placing here, he goes in a throws money at the poor and the happy lot end up consuming it all seeing it as a blessing from God but they end up getting poorer.
Crypto is a great way to help solve this and the decentralized factor is what keeps is a lot safer but clearly..the government would always want to be in control...
Seems to happen everywhere. Financial common sense is not common, because it isn't a sense - it has to be developed through various mechanisms that just don't exist at the consumer surface.