House Valuation

in LeoFinance14 days ago

The problem most of the people face while selling their house is not finding the right valuation. The problem is people think that their house will sell at the higher price according to the nearby selling price. But when you try to sell your house, you will not get the required amount.

For example, one of my friend bought a house for 15 Lakhs which was in a tier 2 cities. Now after 8 years when he tried to sell his house he thought he will get around 20 Lakhs. Which was decent amount and he thought it because the new apartments are selling at the same price. But the problem is, people are not giving more money for that house. It is an apartment so it was decepreciated.

People were giving him just 10 lakhs or 12 lakhs and not more than that. But at last he has to decrease his house valuation and had to sell it for 16.5 Lakhs. Now he could have kept that house for one year and try to sell it at 17.5 lakhs also, but again that will be in a loss. Instead taking 16.5 lakhs now and keeping it in the FD is much better option than keeping it for one more year. Because what if he don't get 17.5 lakhs, and there is an opportunity cost too. When he keep it in FD, he will get more than 1 Lakh and thus will be profitable in the next one year.

So what I learned is that whatever is the selling price, ur all depends on the buyer for the price. For example, in Bangalore people are buying at higher price and thats why the valuation is higehe. In the tier 2 cities, people are not buying it much and thats why the valuation is always lower.

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"Let the market decide". That's the law of supply and demand in action.

That's correct...