Couldnt agreed more, i live debt free, poor, barely managing to get monthly, but debt free.
Its the same with social media, everyone knows that is poison, still they are popular cuz massivity. We lack the compromise to live as we say.
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A lot of people have mountains of debt because their self worth is tied to "keeping up with everyone else". They cannot afford to buy something so they go into debt.
Its keeping up with what the system decide is a goal, is nothing new of course, but with the new technologies is even worst, much more targeted and monopolized that the past. We are living in a cleptocorpocracy in real time.