The more you pay today the less you pay tomorrow. If you can afford it then you have no choice as no one knows what tomorrow holds. If the recession is going to get worse then it has to be the only choice and will put you in a better position financially. Crazy to think everyone bitches but they have the means to make a difference and change their financial demands each month. I paid extra by working an extra job for a good 3 years whilst living in the UK and it made a significant difference each month over time.
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