I would say that it's also important to consider who is an active owner, and who is a passive owner. Which is really more like an investor, than an owner.
It seems like quite a few people build a certain balance of HP and then put their account more or less on "autopilot" and walk away from the active social part of the community.
But Hive is a multi-faceted beast, and there are a myriad opinions as to whether we are "selling" an investment opportunity, or a social publish platform.
Personally, this is a very welcome alternative to mainstream social media. Clearly, my current account value (about 148 USD) isn't about to make me retire, but I do enjoy the rewards... and that gamification aspect.
=^..^=
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