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Haha yea, maybe 20% is a bit of a stretch but I think some of the witnesses have already set it to 12% so we could see that soon if enough of them are on board. Maybe even 15%!

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I wouldnt be surprised if it went up over time.

Some prefer the slow approach but I can see it hitting 12% or 15%.

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12% to just HODL with virtually no risk. That would be so amazing. My biggest unknown has been what to do with my crypto when the bear market hits. This last time I just rode it out. Up, down, and now up again. I'd love to have a place to park a large percentage where it could be liquid yet still earn a decent return AND I would feel it is secure. I still don't trust any of the big stablecoins. I use them but I don't hold much there for any length of time. HBD could really be an amazing vehicle to weather the storm. It would also be available to take advantage of any crazy HIVE dips in the bear.

I'm really hoping they've got the peg for the most part figured out...

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