Cell phones aren't necessarily over priced...if you are willing to avoid the latest and greatest anyway. Those are always way over priced. Insurance on the other hand is insane. I have shealth "benefitts" at work but the fact of the matter is I could buy my own for the same cost. Limited choices and overregulation are a big part of the problem.
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Good point. I usually buy a phone that is a couple of models behind the most recent offering. I honestly think the whole healthcare system needs a massive overhaul.
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