HBD APR has no correlation with posting rewards, they're two separate things. Any talk about posting reward has to be carefully discussed (the actual reward, not the author/curator split) since it would have a significant effect on Hive inflation.
We raised HBD APR when BTC was >$60k and Hive was >$1, financially it was to attract new members, compete with LUNA (look at how LUNA went, right?) and since market was booming, we were able to afford it.
Technically, with the increased debt ceiling, we can still afford it, but its an additional risk after all. Since HBD interest is not connected to overall Hive inflation (posting rewards, curation rewards, passive HP generation, DHF, witnesses etc.) it is simply money printed out of thin air.
thank you very much for making it all clear
nothing against you guys, I actually think your actions are very reasonable
I think I just got a little confused with all the interventionist comments which seemed to want to change EVERYTHING (and not really for the better but just for the sake of changing it)
which would be THE WAY to destroy Hive - not as they claimed Hive would be destroyed if we did nothing (while I think it had the best chance if we decentralize more, so noone single and even witness groups are even able to change - solidify the ruleset basically and make it a truly decentralized platform)
so I basically think the opposite of the hive alarmists
while I can also understand that Hive investors may feel a little left out (while they also always had the chance to profit from HBD)
thank you - we should not create the NEED TO act (about debt ceiling) by waiting to long
but also not CHANGE UNNECESSARY things
and maybe think about 50/50 posting/curation and curation reward CURVE in general again, before anything else
(while it probably seems too late now)
greets