As long as you hold long enough for it to restabilize, you're fully compensated by the time you convert. It's only if you want out during the storm specifically that you get a haircut. In the meantime, you are compensated with a high rate of APR for holding through the storm.
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(As long as HIVE retains some value.)
Ah, thank you ! I guess I just assumed it was the kind of haircut used by the legacy banks, where they just take your deposits or issue worthless vouchers, and that's that. I plan to hold HBD in the very long term, so that's all good 😀