Yeah your are absolutely right no one exchange is save for users. Luna and ftx going to be default. People's loses million dollars in this situation.
My 10 thousand dollars is become zero. I think crypto users use only wallets to save his crypto.
Now everyone says binance going to be default but i think binance will never go if binance going to be default its very huge bad effect on crypto. I remember 2010 mtgox crash but crypto will recover again. Everyone knows crypto recover absolutely wait some more time. Thanks for sharing your valuable experience with us.