Full time Hive work is difficult depending on where one is in the world. A close to living wage where I am from is $60,000. That would equal around 180,000 Hive assuming Hive price stays in the $.30 to $.40 range. Not to mention taxes are a pain in the USA assuming that $60,000 includes all taxes. Trying to convert Hive is also a major problem in the USA. Almost all Hive exchanges don't allow US citizens. I keep pushing for Evm integration so that there are better fee conversions. I want to see Hive have more liquidity.
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More than just monetary. You are correct about the cost of living part of the equation. But we are looking at this from a holistic perspective.