I think it is important to distinguish between chains and comfort. I don't like to feel chained either, but if I make a conscious choice to just spin my wheels and stay content where I am, then I don't see this as being chained. Rather it is my active choice to settle, to peel back on the ambition and just glide by. this typically comes with some sacrifice -- monetarily -- that means I will have less purchasing power, less options at my disposal. However, there is also a certain type of freedom that comes from checking out and doing the least to get by. But at least the choices are seemingly mine and I choose to settle rather than be caught in chains.