Forget paying down a mortgage, I can barely find a halfway decent job to pay my monthly rent in New York City. It's been 6 months of throwing resumes and cover letters into the void. Got some calls back, had a few interviews, but nothing lasting -- just a few contract positions. I'm slowly burning thru my crypto stash instead of growing it during this accumulation phase. Need to get serious about stacking those Sats/SPS again.
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Take anything to tide you over until you find something more suited, even if it is a part time gig. I don't know how it works in the US in detail with social security and the like, but I would hate to be burning stacks at the moment. Good luck!