A lot of our excess spending is probably habitual, and triggered by some set of circumstances.
Me too. My excess spending happens when Splinterlands drops new sets and promos. Definitely triggered, and basically a habit at this point. Please make them slow down!
I for example don't really enjoy takeout when it is due to tiredness or laziness, but I do enjoy it when it is coupled with quality time with family or friends.
I absolutely HATE takeaway. If I'm going to pay a premium for someone to make my food for me, I want to eat it hot and fresh at the restaurant. I can't stand it when I pay good money for takeaway, only for it to arrive back home lukewarm and needing to be reheated. LAME! DISLIKE! Do not recommend!
How many would?
I definitely have done this, maybe not a month at a time, but for sure a few weeks at a time. I know when spending is getting out of control, or when I need to save up for more Splinterlands promos! I'll only go out to the club if I can get comped for a show, and I will eat at home as much as possible. Sometimes I will "retire" a credit card for the month, or only use a set amount of cash I took from the bank to get myself back on budget.
Honestly, I really like these types of periods to go without because it allows me to focus more on myself. I eat healthier because I am prepping the food myself. My sleep schedule is better because I'm not out all night all weekend going to every show (but still a lot of shows because club is life and guest list is free). I tend to have more time to reflect on myself and my habits since I am not going out as much in general to save money. Finally, I spend quite a bit of time just walking around the city, around the parks, and enjoying the free things available to me in NYC.