As long as we don't reach Terminator-level AI by 2050 I'll be incredibly happy (and a senior citizen)! It is mindblowing to consider the increased speed of technological evolution over my lifetime (that started in 1980). As microchips continue to shrink in size and expand in power, the applications they run and the data being mined provide humanity immeasurable advantages to continue its rapid development into the future.
There is still the threat of a black swan event that does serious damage to the human population, especially to major cities that tend to be centers of progress. And while technology improves, birthrates drop and the threat of looming bubbles in student loans and commercial real estate increases putting more strain on the human workforce.
UBI needs to be brought to the table, go full dystopia with rationed CBDCs. I won't mind more oversight as long as regulations are sound and there is still public visibility. SEC has to be jealous of the deal Circle has going right now.