I don't see thing changing at this point. All the different ways of making money will still be broken down into these methods. I also don't think the online part of making money online is the hard part...I think it is the making money part as a whole that is hard...Just thinking about every other way of making money, it has some element of time or money in it...
Putting in time into something that will materialise in the future is hard...and spending money to make money keeps you in the loop of finding money...
The last option is just to give up on everything and say you tried...