That's all well and good but anyone can see we've been at 20% for over a year during the entire bear market. If it was going to collapse it would have done so already. Leaving it at 20% for even longer just proves that it's even more stable than we even thought to begin with. All the red-flag metrics are telling us we are still very much in the clear. Again the whole, "We should change it because that 'sounds right' is not valid in my opinion."
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