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Fiat will become one end of the spectrum of money.

It will be at the centralised, fully guaranteed end. But electronic / digital in one form or another.

Company / organisational coins in the middle. Low decentralisation, some guarantees. KYC mandatory.

Fully decentralised crypto at the other end.

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I wonder what a fully distributed crypto looks like.
Probably also has some kind of KYC to avoid Sybil attack.

Something like MINA. Tiny size. Smartphone based. PoS. Everyone is a validator node.

Totally agree, Mina is a really nice project, very well done and with disruptive potential in the real economy.

Do you follow Grady Booch? He's very strongly against it. His arguments are pretty fanatical.

Against what? Passive income? UBI? Big difference between the two.

Passive income (especially passive income through cryptocurrency).