The problem with Hive distribution has nothing to do with the richest holders and everything to do more people not piling into the party. It's very easy to get ahold of Hive. There is no shortage of supply... yet. If a billionaire wanted to get into the top 3 HP holders I don't think it would be that difficult. It would just take a couple months.
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but is it healthy for a network to have a few that hold that much? Even if more people would buy and stake Hive, it's unlikely that concentration would change very much (since the top accounts hold such massive quantities). Most of the top accounts seem to be rather dormant and just accumulating, a mixed blessing imo.