Too many hackers are able to steal funds from smart contract setups. Too many bad developers are active in the crypto space. Too many devs who think they can develop, but they can't. Developing is not just writing some functional code, but the whole thing, incl security and extensive and thorough testing. Essentially any financial service is a mission-critical service. Building mission-critical services emphasises all the work but functional coding. Somehow I think devs need to be openly qualified for the work in e.g. defi space.
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