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Yes that's great, I started that as well but then I had to gather all funds a few times so I will start that again one day. For now it's meant for the yearly car check and insurance as it needs to be paid at once here instead of monthly. Until then, I'm collecting the interest woop :) Your kid will be happy with the funds later, good savings momma!

Being doing my best not to touch it but it's always good to have these in case of extreme emergency! Bless HBD for helping people

I'm so grateful that it's possible! Personally, I had a few years (when I joined St**mit) where I had to powerdown most. But if I didn't have that option at the time, I'd be screwed so honestly, I'm all for people taking that out for emergencies. I'm personally very happy every month that I can postpone doing so though, I love seeing it grow. Compounding effect is real!