The economy including money is a neutral force that can be used for good or for evil. Due to the power of greed or love of money, it is more often used for evil purposes without thought for anything healthy or pure. There are things in this world that are used more for evil intentions rather than good. Money is one of them on a larger list.
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Yes, I think you are right and I think the reason it is more likely to be used for evil, as in some way, it levels the playing field as to who can have it. What I mean is, you don't have to be a good person to earn money and the way it is set up through incentive, it can also mean that not being a good person gives you an advantage. That leads down a dark path for society.