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This is the way. I even tell people that I would rather know if they can't or won't pay it back and everything is fine. Information is the important part for me, but they don't believe it and just cut off all communication. Good behaviour😂

Yeah I find it remarkable when they stop calling you after they get the loan lol It's awesome

Heh. Yes, that's one reason why it's a gift not a loan. I don't want to ruin family relationships and gatherings because someone hides from their loan repayments.