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RE: The End Of Binance VISA Debit Card in EU .:. Operation Choke Point 2.0

in LeoFinancelast year

Oh, that’s a shame! I had one of those cards too, although I’ve never used it to be honest. I get my money in and out, I’d usually do p2p to/from my Revolut card from Binance. There is also Plutus card that I ordered, but never used 🙈 I hear it’s quite convenient and you can get a cashback for using it, but yeah, I never tried 😉

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hmm... So you are withdrawing FIAT money from Binance to Revolut? And that Plutus card is a crypto card and it works in the EU, or you didn't try it at all?
Sorry for the additional questions... 😃

Hey! As I also got that cold shower, I am looking for alternatives too. I've been using for some time the Binance card as yourself, for grocery shopping and I enjoyed the 2% cashback for holding a bit more than a couple of BNB. Lol, that was the only reason to hold this volatile coin... Probably I will go with a crypto.com card too but first I will talk to a guy who I think uses it.

By the way, I checked that Plutus card side, but it seems a no-go for me as:

"Crypto
Feature currently unavailable
Convert your PLU or ETH into a spendable card balance."

It appears to be a regular prepaid fiat-only card this way, at least for the moment.

Coinbase also removed their cards for EU, now only for US.

I'm leaning toward a crypto.com card too... At the moment... Also, I checked that Plutus in the meantime and found some ugly things on the YT, so will probably skip that one...

We have almost 2 months more to find another solution and I will take my time to find some... When I order the next one, will try to not forget to create a post about it... ;)

I'm looking forward for the outcome of your research.
Also, I kept researching about crypto.com and the one-sided cut of the staking rewards they did in May 2022 and the outflow of supporters. Since then, the CRO prices have been low, as far as I see.
Have you considered than Zen card that has zero withdrawal fees, that Binane is pitching silently? I suspect this is the real reason for canceling the visa card programme as Zen cards issuer comes from the same country ;)

Now you gave me some homework... 😃
I'm not into the "earning from rewards", but more about having a card that works most of the time and that has some normal exchange rates... Don't care about the CRO token as I don't plan to use some mega-card from their offer... I had a negative experience with Wirex and their token, and I think that the CRO isn't far away from that one... Tokens lose value, I use value... no thanks... 😃

Regarding the ZEN card, that was new to me, so I did some research on them... The offer looks great and juicy, YT reviews are just a few, and those are paid promotions, so I don't trust them at all... And then... I checked their Twitter account which has a very low number of followers + was scrolling their posts and comments from people... A lot of angry people complaining about their customer support... Which compared to the number of followers is a significant number of complaints...

Search continues...

Thanks for suggesting stuff!! Really appreciate it!

Staking the equivalent of EUR 350 CRO for 180 days is what I don't like and I would go with the red card as all the cards have 1% topup fee and only a cashback could compensate that. A half an year is too much in the modern dynamic world we live in.

Or I just withdraw to Revolut or any other visa card and save myself the troubles and the risks and the extra efforts & transfer fees as Crypto.com does not utilize HIVE, so there will be gas and trading fees adding to that.

You're right about the ZEN card, I feel something is slightly off about it and of course, Binance will introduce fees at some point, that is for sure.

Also, I forgot to mention, Binance support SEPA withdrawals to VISA cards too.
It doesn't come for free though, the fee is 2%.
So, the calculation is this - instead of 2% cashback, we get 2% fees if we go this way. That's 4% on top, sort of speak. It seems Binance are ready to loose 1% of their customers... As they claim 1% of their users actively use the card.

Yeah, I mentioned that in the post... but didn't emphasize it a lot...

Anyways, all other functions of Binance should work normally and if you want to withdraw money, I suppose that SEPA transfers and transfers to other VISA cards should work

Hey! I’m so sorry, this comment has skipped my attention 🙈 To be honest, I never withdrew any crypto, but I’m assuming if I’m buying from Revolut using p2p, it works exactly the same way in the opposite direction, although I never tried. Just looking at the interface I assumed so.

The Plutus still lays on my desk somewhere never used 🙈 I know I had to add £20 to order it and I’ll be able to spend this, but never tried either. I’ve got 3 weeks off in December and hopefully will look into all those things piling up that I never have time or energy to do while I work.

Did you find some worthy alternative to your Binance card btw?
!PIZZA

I think I have checked Plutus, and 2-3 other crypto companies that offer the "prepaid card" option (that's what they call these crypto debit cards), but I didn't like any... lol... I have read many reviews, comments, and videos, and if I see that such small companies have a strong, negative vibe, I stay away from them... Mostly, problems with bad customer support, closing accounts, etc...

In the end, I opened yesterday crypto.com account and will probably order their card... As I don't care too much about the buyback rewards, it should work fine...

Thanks for the info!

No worries, I’m glad you found something. Crypto.com was another one that my friend recommended, but I never got round to opening account there. I’m not really in a position to be spending my crypto just yet, so for now it’s really a pointless exercise. By the time I’m ready there probably will be many other options 😉